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About the Author
Dr. Penny Pincher has a Ph.D. in engineering and likes to pinch pennies.  His hobbies include drinking great coffee, annoying his family, riding his cheapcycle (cheap bicycle), and saving money every day. Dr. Penny Pincher lives and works in Iowa, USA.  

Check out more great articles and money-saving tips from Dr. Penny Pincher on Penny Pincher Journal and at Dr. Penny Pincher on HubPages.com.


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